Tag: Card

4 Benefits You Need From Your Travel Credit Card in 2021 | Travel

If your credit card is helping you earn gobs of points, you don’t want to lose them just because your trip got canceled — so choose your currencies carefully.

4. Statement credits for at-home spending, like takeout or streaming

One of the most delightful aspects about travel credit cards is the benefits you get that you might not otherwise pay for yourself, but that improve your experiences: lounge access, airport restaurant credits or upgraded boarding. Even if you’re not traveling, the same logic applies to non-travel perks.

Especially now, issuers are throwing in benefits designed for sheltering in place. As an example, you’ll find credits for Variis by Equinox, an app designed by the gym that brings Equinox’s workouts to your living room. Plus, more cards offer credits toward takeout or discounts on delivery, so you have a good excuse to order in from the new pizza place you’ve been pining for. And keep an eye out for special offers on streaming services, so you can finally binge that new hit show everyone is talking about.

You might not be the kind of person who’d pay for a Disney+ subscription or a Peloton membership on your own, but when it’s free or discounted thanks to your credit card, you may find that Baby Yoda and yoga can make your social-distanced life just a bit better.

The bottom line

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Drunk Steelers fan with credit card woes sleeps in the hotel lobby: Strongsville Police Blotter

STRONGSVILLE, Ohio

Suspicious situation, Royalton Road: On Nov. 9, a Royalton Road hotel employee observed a drunk woman wearing a Pittsburgh Steelers jersey and jean shorts, as well as holding an open beer, sleeping in the lobby.

An arriving officer talked to the woman, who it turned out earlier in the evening had been dropped off by the Middleburg Heights Police Department to the hotel.

When her credit card was declined, the woman passed out in the lobby. She was advised to leave the premises.

Assault assistance, Royalton Road: On Nov. 9, a Cleveland resident came to the police station seeking some advice and assistance regarding an assault that took place outside of Strongsville.

Lost wallet, Pearl Road: On Nov. 9, a Strongsville resident came to the police station to report she lost her wallet while shopping at Walmart on Pearl Road.

The woman thinks the wallet came out in the shopping cart when she went to the parking lot.

Property theft, Ordner Drive: On Nov. 9. an Ordner Drive resident called police after discovering at some point in the last week someone entered her detached garage and stole various items.

The woman said she was missing a leaf blower and small air compressor. The resident also questioned whether her son took the items.

The officer provided the woman with advice on how to better secure the garage door.

Suspicious situation, Fetzer Drive: On Nov. 9, a Fetzer Drive resident called police regarding a go-kart and dirt bike driving up and down the street.

An arriving officer was unable to find the suspects.

Suspicious situation, Ordner Drive: On Nov. 9, an Ordner Drive resident called police about a suspicious package — that she didn’t order — left next to her mailbox.

The woman said the package, which didn’t have a name or address, was making her “nervous.”

She asked if an officer could move the package. The resident also noted she was hearing “banging” coming from a nearby neighborhood.

An arriving officer located the package and a nearby sticker containing the woman’s name and address.

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©2020 The Plain Dealer, Cleveland

Visit The Plain Dealer, Cleveland at www.cleveland.com

Distributed by Tribune Content Agency, LLC.

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Capital One Venture card 100,000-mile bonus: Ends December 14, 2020.

This article is brought to you by the Personal Finance Insider team. It has not been reviewed, approved, or otherwise endorsed by any of the issuers listed. Some of the offers you see on the page are from our partners like Citi and American Express, but our coverage is always independent. Terms apply to the offers listed on this page.

  • The Capital One® Venture® Rewards Credit Card is one of the best rewards credit cards, especially if you don’t want to keep track of bonus categories.
  • The standard sign-up bonus is 50,000 miles, but for a limited time there’s a much bigger welcome bonus: Earn 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months.
  • This offer ends on December 14, so there’s not much time left to apply.
  • You’ll earn 2 miles per dollar no matter what you buy, and it has a reasonable annual fee of $95.
  • See Business Insider’s list of the best travel credit cards »

Even if you have no idea when you’ll feel comfortable traveling again, it’s a good idea to build up your stash of points and miles now. After several pretty quiet months on the rewards credit card front, we’re now seeing exciting new sign-up offers, so you have great options for getting started.

The Capital One® Venture® Rewards Credit Card currently has one of the biggest offers available: Earn 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months. And now it’s been given an end date — this increased bonus will end on December 14, so if you’ve been considering the offer you should apply soon.

We’re focused here on the rewards and perks that come with each card. These cards won’t be worth it if you’re paying interest or late fees. When using a credit card, it’s important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.

Regular APR

17.24% to 24.49% variable

Credit Score

Good to Excellent

Featured Reward

Earn 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months

Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

  • Details
  • Pros & Cons

    • Annual Fee: $95
    • Sign-Up Bonus: 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months
    Pros
    • Annual fee waived the first year
    • No bonus categories to keep track of
    • Includes up to a $100 statement credit for Global Entry or TSA PreCheck
    Cons
    • Other
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    Who put greeting card writers in charge of decorating vacation homes? | Feature Story

    While enjoying time away from home, the vacationer may experience brief moments of spatial disorientation when rising from peaceful slumber. Those moments are great because they allow one to relive a certain “I don’t have to go to work today” euphoria.

    It’s getting harder to experience that sweet little reminder. Decorators of vacation homes have begun scattering cute little words and phrases all around so that when the eyes open, your location is spelled out.

    “Beach” might be the most displayed word in coastal vacation spots these days. Just in case you might have fallen under the misapprehension that you’re someplace else.

    I have not researched it, but I’m guessing that “Lake” has become a popular word to hang at properties bordering lakes. “River” likewise.

    I’m at one of my favorite coastal locations, Florida’s Anna Maria Island. It’s slightly larger than quaint but is small enough to share a warm connection with locals. Chain restaurants are not allowed on the island — a rule that actually contributes as much as anything else to Anna Maria’s identity as a unique and wonderful place.

    We were introduced to Anna Maria by some dear friends who read my column in the Sarasota and Bradenton newspapers. Married 65 years, John and Dot Ann passed away about three months apart in 2012. They lived most of their lives in nearby Bradenton and took us to Anna Maria during a visit in 2007.

    During the first few vacation trips to the island, I would also spend time with John and Dot Ann. Each year when I come back, I still see them everywhere. The restaurants where we ate. The hardware store where John and I shopped for light bulbs. The beach where we sat under an umbrella discussing the treasures of life.

    Everyone in my extended family has adopted Anna Maria as a home away from home. One of my sisters tries to rent the same house every time she comes with her family. Our family has never stayed in the same house twice. We like to experience new quarters each time, and we’ve never been disappointed.

    I’m here this week with my mother and brother. We’re in one of the great little ranch houses that are part of the oldest neighborhoods on the island. I have no complaints about the house, just the decorative words.

    I don’t need cute words and phrases like “The ocean is calling your name” or “I need some vitamin sea” to remind me that I’m on vacation. So on the second day, I gathered them all up and stuck them in a remote corner of the house.

    Several days later, I still know exactly where I am and why I’m here.

    Using words to decorate is not unique to vacation spots. I’ve been in homes where the word “Kitchen” was displayed in a room where a stove, refrigerator, sink and food also just happened to be.

    Words on walls is a decorating trend that will soon be erased, I feel

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    How to Book a Hawaiian Vacation Using Hotel and Credit Card Points



    a pool next to a body of water: How to Book a Hawaiian Vacation Using Hotel and Credit Card Points


    © Photo by EQRoy / Shutterstock
    How to Book a Hawaiian Vacation Using Hotel and Credit Card Points

    AFAR partners with The Points Guy Affiliate Network and may receive a commission from card issuers. Our coverage is independent and objective, and has not been reviewed, approved, or endorsed by any of these entities. Opinions expressed here are entirely those of the AFAR editorial team.

    Now that we’re well into autumn, cold weather will begin blanketing much of the country. If that has you dreaming about a Hawaiian vacation, your hotel points and the rewards you earn using credit cards for everyday purchases can help you save on an island getaway just as Hawaii begins reopening to tourists.

    Before you book anything, make sure you are aware of any developments. Check the Hawaii Department of Health website, be sure you can fulfill the prerequisites of Hawaii’s Pre-Travel Testing Program, and go over the rules of the individual islands you plan to visit. We already covered how to use airline miles and credit card points to book flights. Here, let’s take a look at some of the best accommodation options and how you can take advantage of points and credit card perks to book them.

    There are dozens of resorts across the islands where rooms can be reserved using hotel points. Here are just a few of the top ones to consider and the credit cards that can save you a bundle on stays. Rather than going island by island, we’ve grouped these by hotel chain to make the points component easier to follow.

    Hilton

    Hilton Honors members are spoiled for choice when it comes to fun in the sun. The chain’s flagship Hawaiian property is the sprawling Grand Wailea, a Waldorf Astoria Resort, on Maui’s tranquil west coast. Guests can take advantage of plenty of kids’ activities, not to mention the expansive Wailea Canyon Activity Pool, with waterslides, rapids, and even a ropes course. You can find nights here and there from January to August starting at 95,000 points each. That’s a lot, but it beats paying rates of over $700 per night.

    If you prefer the rugged Kona coast on the Island of Hawaii itself, the Hilton Waikoloa Village is a solid choice with easy access to plenty of water- and land-based activities. Throughout this winter and spring, rooms are running at around 60,000 points per night, or $250. For a more self-catering style of stay in the same area, you could also book Hilton Grand Vacations properties such as Kings’ Land by Hilton Grand Vacations and Ocean Tower by Hilton Grand Vacations for rates that are running at between 90,000–100,000 points per night for the next several months.

    Stocking up on Hilton Honors points

    There are currently two incredible credit card offers to help you boost your Hilton Honors points balance relatively quickly.

    The Hilton Honors American Express Aspire Card: Right now, you can earn 150,000 Hilton Honors bonus points after using your

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    Get a hotel credit card now, while the welcome bonuses are high

    This article is brought to you by the Personal Finance Insider team. It has not been reviewed, approved, or otherwise endorsed by any of the issuers listed. Some of the offers you see on the page are from our partners like Citi and American Express, but our coverage is always independent. Terms apply to the offers listed on this page.

    Many consumers’ spending habits have changed dramatically since the onset of COVID-19, and many folks continue to avoid travel due to the ongoing pandemic, so it might seem like an inopportune time to apply for a new travel rewards credit card.

    In an attempt to win new customers and keep the ones they already have, though, many credit card issuers are extending extraordinary sign-up bonuses and slates of new benefits geared toward what people are actually purchasing these days.

    That’s why now might be an excellent moment to apply for a new rewards credit card. Hotel credit cards, in particular, are posting some of the highest welcome offers we have ever seen and introducing new perks to boot.

    So if you’ve been thinking about applying for a hotel credit card, but have put it off for the time being, here are six reasons why you might want to do so now.

    We’re focused here on the rewards and perks that come with each card. These cards won’t be worth it if you’re paying interest or late fees. When using a credit card, it’s important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.

    1. Welcome bonuses are at all-time highs

    At first glance, it might seem counterintuitive to raise the welcome offers on hotel credit cards since so few people are hitting the road. But that’s just what many issuers are doing in the hopes of getting people who might not otherwise be interested in one of their cards to apply.

    For example, the Hilton Honors American Express Aspire Card is currently offering 150,000 bonus points after new cardholders spend $4,000 in the first three months of cardmembership, and the Hilton Honors American Express Surpass® Card is offering 130,000 bonus points after new cardholders spend $2,000 in the first three months.

    If Marriott is more your speed, the Marriott Bonvoy Brilliant™ American Express® Card just launched a new limited-time offer, too. New cardholders can earn up to 125,000 bonus points – 100,000 after spending $5,000 within the first three months of card membership, and an additional 25,000 after their first account anniversary (offer ends January 13, 2021). That’s a total of 50,000 more points than are usually available with this card.

    The Marriott Bonvoy Business™ American Express® Card isn’t far behind, offering 100,000 bonus points after making $5,000 in purchases within the first three months, plus up to $150 in statement credits toward eligible purchases on US

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